James Bullard, president and chief executive officer of the Federal Reserve Bank of St. Louis, left, and MSU President Mark E. Keenum talk at a special banking forum at the Hunter Henry Center. Bullard gave a presentation outlining recent changes to U.S. monetary policy. He said he has an optimistic outlook for the 2013 economy and expects unemployment to continue a downward trend through the year. The College of Business's Department of Finance and Economics sponsored the Feb. 14 forum.